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Musical Instruments


I love playing music and my musical instruments so much!

Whether you are a professional musician, a teacher or a student, musical instrument insurance is to protect your cherished classical and electrical instrument and associated equipment.

You won’t have to worry about your expensive musical instruments getting damaged or lost especially when you need to bring them around.

Cover includes physical loss, theft and physical damage to musical instruments and accessories occurring anywhere in the world, and accidental damage and depreciation in value following damage is covered.

Instruments can comprise the following:

i) Traditional instruments, like acoustic and electric guitars, drums, strings and pianos.

ii) Studio equipment, like turntables, mixing desks, laptops, CDs and vinyl.

iii) Stage equipment, like PA systems, microphones, speakers, lighting and smoke machines.

iv) Accessories, like cases, pedals, adaptors, drum sticks, bows and amplifiers.

PolicyStreet enables people of similar interests/needs to club together. The more expression of interest we get for Music Instruments insurance, the better we can negotiate for you better deals and discounts from insurance companies.

 

Okay, so how does it work and how much?

You would insure your musical instrument/s for their replacement value set by a professional appraiser. An appraiser will take into account factors such as age, condition and quality. Therefore, your musical instrument/s valued regularly, particularly with vintage and antique music instruments. This will ensure that you are not under insured or paying too much for the policy.

 

What is so unique about musical instruments insurance?

  1. Currently, some home insurance policies can protect musical instruments, but many exclude them or only offer limited cover. It does not cover the music instruments in transit.

  2. Various researchers have shown that both listening to music and playing a musical instrument increases memory capacity.

 

Are you a music lover? Design your Musical Instruments Insurance now!











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